After the trial plans end, you will have the option to continue the same credit repair services on a month-to-month basis. Continuation is optional, not mandatory. In addition, you will only pay for services rendered at the end of your 30-day cycle. You will never be asked to pay for any credit repair service in advance.

Neither plan includes the disputing of Hard Inquiries or Bankruptcies. You may add on either of those services to your negative account disputing plan or even skip the negative account disputing completely by signing up for just the Hard Inquiry plan and/or the Bankruptcy plan individually.